[What Bike]: Suggest a second bike

Hi to all riders. This is Sivakumar from bangalore. I need your help to choose my second bike. I'm not a bike fan until i ride my first bike. I purchased my apache rtr 160 on 2011. I don't have any major issue with my apache. I'm getting neck pain even for a short ride of 10 kms. So I want to change my bike. My requirements is

1. Comfort riding position. I'm 5'9''
2. Good handling mostly ride in the city
3. Decent pillion comfort
4. Budget around 1 lakhs

Already I have test ride pulsar 200 ns and yamaha fzs. Both are very comfortable for me. I didn't get chance to ride karizma. Thanks for reading and waiting for your valuable suggestions.

Sivakumar